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Old 2011-05-17, 02:36 PM   #1
Ebanks
 
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Question 403A vs 403B vs 401K

What's the difference?
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Old 2011-05-17, 02:51 PM   #2
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403A is an anniuty- Ask Ricerking as I know nothing about them.

403b and 401k are the same thing the only difference is the company that provides it. 403 is a non profit and 401 is a for profit company.
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Old 2011-05-17, 04:15 PM   #3
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Sleek did good, lol.

401k/403b have very little difference, however they are used by schools and some other non-profit businesses, not an option for you.

401k's require a third party administrator as a rule... there are other options for you from:

IRA/ROTH IRA- guessing you make too much money
SEP IRA
SIMPLE IRA
and what you listed.

Ebanks if you are wanting a retirement vehicle I've got a pretty solid one that will guarantee you 5% APY forever... but you have to use it for retirement income. I'm guessing with your income level and age you want something with a little more upside potential... and it has that, but nothing quite like truly investing in the market.
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